We Offer DSCR Loans!
Receive a quote on a DSCR Loan today.
Wondering if a DSCR Loan Is a Smart Move?
If you’re an investor looking to expand your real estate portfolio, a DSCR Loan could be a powerful financing option. These loans are designed to focus on property cash flow rather than personal income, giving you more flexibility when qualifying.
You may want to consider a DSCR Loan if:
- You’re purchasing or refinancing an investment property
- You want to qualify based on rental income instead of personal income
- You’re looking to grow your real estate portfolio quickly
- You prefer a streamlined approval process with fewer income documents
If you’re a real estate investor, a DSCR Loan can help you scale your investments while keeping your personal finances separate.
What is a DSCR Loan?
A DSCR Loan is a type of non-qualified mortgage designed for real estate investors. Instead of relying on personal income or employment documents, lenders qualify borrowers based on the property’s Debt Service Coverage Ratio (DSCR) — the rental income the property generates compared to its expenses. This makes it easier for investors to build portfolios without traditional income verification.
The DSCR Loan Process
Here’s how our loan process works:
Fill out your application
Submit your documents
A loan officer will recommend the best option for you based on your needs
Receive your pre-approval letter
