We Offer Non-QM Loans!
Receive a quote on a Non-QM Loan today.
Wondering if a Non-QM Loan Is a Smart Move?
If your financial profile doesn’t fit into the traditional lending box, a Non-QM Loan could be the right solution. These loans are designed to provide financing options for self-employed borrowers, investors, or anyone with unique income or credit circumstances.
You may want to consider a Non-QM Loan if:
- You’re self-employed and prefer using bank statements to qualify
- You have strong assets but limited documented income
- You’re an investor using rental income to qualify for financing
- You need more flexible credit or debt-to-income requirements
If your income or credit situation doesn’t align with conventional guidelines, a Non-QM Loan can provide the path to homeownership or investment opportunities.
What is a Non-QM Loan?
A Non-QM (Non-Qualified Mortgage) Loan is a mortgage designed for borrowers who don’t meet traditional lending standards set by Fannie Mae or Freddie Mac. Instead of relying strictly on W-2s, tax returns, or conventional debt-to-income ratios, Non-QM Loans offer more flexible qualification methods, such as bank statements, asset depletion, or rental income.
The Non-QM Loan Process
Here’s how our loan process works:
Fill out your application
Submit your documents
A loan officer will recommend the best option for you based on your needs
Receive your pre-approval letter
